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Home Improvement

Wired. It's More than the Name of a Magazine

Wednesday, 06 August 2008 06:01

Recently I posted a couple of articles on my blog that discussed the new products that were being introduced at February"s International Homebuilder"s Tradeshow in Orlando, and how they will ultimately change the way new homes are built in the future. (See: http://www.stlagent.com for these articles).

Some of the products are novelty items (like a magnetic chalkboard door), some are trendy (like a built-in coffee machine), but some will truly change the landscape of new home construction for years to come by addressing issues like environmental changes (such as the plethora of recycled products designed to reduce builder"s consumption of wood).

But to really understand many of these new products and why their development is important, you have to look at the underlying changes in our society and culture that drives their inventions.

Steel, for example, was invented to build skyscrapers which could house the hordes of people cramming into America"s cities during the industrial revolution of the 19th century. Cookie-cutter subdivisions and timesaving construction materials like drywall came into play during the post-war housing boom of the 1950"s which demanded homes be built cheap and quick. And what of the past few years? I wrote earlier about the many recycled products that are coming to market, but another cultural change that is shaping the design and construction of homes from luxury to low end is our cultural desire to be WIRED.

Today"s new homes feature a dizzying array of cabling, wiring, and jacks. As recently as 30 years ago, the average new construction home would have only been wired for one or two rotary-dial telephones, a mast antenna for picking up the local TV channels, and perhaps an intercom system in the occasional luxury home. Today cable TV and telephone jacks are a virtual requirement in every room of the house and many homes are coming standard with high-speed Ethernet connectivity for the Internet. Add to that wiring for built-in stereo speakers, intercom systems, and video security cameras that even a modest homeowner can afford to buy, and the typical new construction home can have as much wiring as NASA"s Mission Control!

"Our customer"s demands for technology has changed the way we build homes," says Jack Cavanagh, owner of St. Louis based Highland Homes. "If you had told me 10 years ago I was going to be including a TV and a computer router with every home I made, I would have told you that you were nuts. Yet that"s exactly what we are doing today. A 42-inch Plasma TV comes standard hanging on the wall of our living rooms connected to a datacenter in the basement that supports everything out there-- from multiple phone lines to high speed internet, satellite and cable TV, security cameras and alarms, wireless networking, and built-in stereo speakers."

"A few years ago," Cavanagh adds, "you didn"t sweat running a couple of phone lines-- it was an afterthought. Today, it"s an important part of the design and construction phase just like running plumbing or electricity. We also have to stay up on what"s new out there because you can find yourself setting on a house that people don"t want because it"s missing wireless or some other new thing."

Fourteen million households now have high-definition televisions. Products like TiVo, which records TV shows on a hard drive, and PC"s with high speed network capabilities to download and play audio and video files will replace the VCR and DVD players of today-- blurring the lines between technologies and putting an even greater demand on our home network. The only thing that appears to limit the needs for greater wiring solutions in future new home construction is the rampant advancement of wireless networking.

Nation"s Building News Online (http://www.nbnnews.com), reports in an article titled, "Structured Wiring Among Technological Advances Transforming the American Home," that home connectivity is, "one of the fastest growing trends in home technology."

So, what does the wired home of tomorrow have in store for you? For every gimmicky refrigerator with a built-in TV, there are real innovations that will change the homeownership experience. Computer controlled water heaters and furnaces that send out e-mail alerts over your home network when there is a malfunction or filter that needs changed may sound trivial until you are setting in a freezing home on a cold January with a broken furnace.

Once the network is in place, connecting the "odd-ball" appliances like the furnace and water heater becomes a minor expense. Computer automation of heating, cooling, and lighting-controls can produce dramatic energy savings by using the home PC we already own- which makes putting a solution in place easy and affordable.

About The Author

Darin "Sid" Cameron currently works for the STLagent Team of Real Estate Consultants in St Louis, MO. His website is http://www.stlagent.com, where he co-publishes the St Louis Real Estate Blog. He also moderates the St Louis Community Forum Message Board at: http://www.stlagent.com/forum.

Thinking about selling your home?

Monday, 04 August 2008 08:00

Owning a home is the original American dream. It’s the old frontier spirit, wanting to claim your own tuft of the New World. Then again, these days it also makes perfect economic sense. Experts estimate that all of the homes in the United States alone are worth a combined $14 trillion. That goes a long way to explain why a housing boom has been sweeping the globe.

Where there is a boom, though, there may be a bust. Read any headline from your local newspaper, and you’ll see headlines such as “Bye-Bye, Housing Boom” to “Housing Boom is Leveling Off.” Some economic forecasters predict a bubble that may be about to burst. They make you wonder: am I missing the boat?

Whether you’re looking to cash in on this real estate bubble before it pops—or simply wanting to move to a bigger home or move across the country—selling your home can be more a nightmare than a dream. Not only do you have to find and trust a real estate agent. You need to prep your home for open houses. You need to haggle with prospective buyers. Not to mention, you have to worry about the moving and selling of all of your valuables.

It’s almost enough to make you want to live in one home for the rest of your life—just as folks did in your grandparents’ day. Then again, your home is worth a percentage of that $14 trillion. Don’t you want to see just how much?

As hectic and horrible as selling a home may seem, it really isn’t so bad if you break it down into a few simple rules. If you don’t believe us, read the rules for yourself.

Fuss over the façade. Your home’s future owners do not want to worry about repairs and renovations as soon as they move in. So make certain they don’t. Be sure to have your home immaculately clean before you invite prospective buyers over. Redecorate if your interior is outdated. And invest in minor renovations if necessary. You’d be surprised what a coat of paint can do.

Focus on the fine details. Prospective buyers will leave no stone unturned when they visit your home. They will test every light switch, run every faucet, and lift up every toilet seat. Everything—and we mean everything—should be in working order before your open house.

Double check for blown out light bulbs and leaky faucets. Scrub the bathroom and clean up any ring around the bowl, tub scum, and any other nasty surprise.

Don’t settle for maybes on safety. Ensure that there are no safety hazards anywhere on your property. Something as small as uncovered electrical sockets or as large as an unfenced pool can scare off buyers, especially parents of small children.

Create a soothing selling atmosphere. Imagine the last time you visited a bed and breakfast. Your home should be as welcoming and accommodating as that. One easy way to accomplish this is by brightening up the place. Turn on all your lights for your visitors. Plus, fluff up your bedroom. After all, most people want the bedroom to be the most comfortable spot in the house. Make sure it is—at least when buyers are around.

Clear the joint. Along with the last rule, there is the standard real estate practice of vacating the premises when buyers come for tours. This is done for good reason. Buyers are there to evaluate your home, not meet your sisters, sons, cousins, and cats. So send your family to the mall for a day of shopping, or to the park for a picnic.

Cut the clutter. All of your stuff can get in the way, too. That’s why it’s important to start packing and storing your personal belongings as soon as you know you’re going to move. An empty house is a cleaner looking house is a more attractive house. You don’t want your perspective buyer opening a closet and having a bowling ball fall on their head, do you?

Make a killing on said clutter. One option is to simply move your personal items to your new home and create instant clutter there. That’s the way of the pack rat. Or, you could sell what you no longer need and turn a quick profit. That’s the way of the fat cat.

If you choose wisely—the latter option—be sure not to hold your garage sale on the same days as your open houses. Neighbors in their undershirts and jeans on your front lawn do make for a great sales ploy. Instead, it makes you look desperate and could hurt you come negotiations. Schedule your yard sale on separate days.

Better yet, sell your goods online. Classified Web sites allow you to negotiate with potential buyers, get the best rates for your stuff, and ship it off at your own convenience. And it’s all accomplished on your own time, inside your own home (where you can wear your undershirt and jeans and no one will care).

Take a deep breath. Lastly, never let the home-selling experience overwhelm you. Sure, there are a load of responsibilities to take care of. But that is what your real estate agent is there for. They handle all of the grunt work. They do all of the hard talking with the buyer. They make all the follow-up calls. And they showcase your home for you. Your job is just to smile, be polite, and answer the buyer’s questions if they come up.

About the Author

Donald Lee is the public relations manager for Buysellcommunity.com. Buysellcommunity provides free classified listing services for individuals and businesses to market their products and services online. For global and localized classifieds, please visit

http://www.buysellcommunity.com - Free Buy & Sell Classifieds

Home Improvement: Loans to Build Your Very Own Comfort Zone

Friday, 11 July 2008 09:00

Home is your sanctuary. The place you go back to every night and somehow it doesn’t seem right. Your home is an expression of who you are and if you walk out each of a place that you does not seem to belong to you then probably your home needs improvement. You are probably guessing how you are going to make the payments for your home improvement. Your home remodeling plans are no longer to be restricted to the thought stages. Let them see the light of day. Home improvement loans will provide you with a dependable groundwork to build on the home you have a vision of.

Home improvement is predominantly triggered by the desire to own a comfortable home. Home improvement can be slightly difficult, if your financial position is tight. This is where home improvement loans have a function to perform. Being a homeowner you could not have been in a better position to apply for a home improvement loan. Home improvement loans are functional for any kind of improvement or home extension. Home improvement loan is available for double glazing, new conservatory, heating system, new kitchen, rewiring and plumbing or any home remodeling that you can think of. The cost of home improvements is generally paid by savings or revolving credits like credit or store cards. Credit cards imply no borrowing. In many ways it is idyllic for there are no repayments to be made. But credit cards can be an expensive option especially if the borrowing extends beyond the credit limit. Store card interest rates are as high as 30%. In every circumstance a personal loan for home improvement is a more disciplined and cheaper option.

Home improvement plans can be funded by means of a secured loan, unsecured loan, remortgaging or taking further advance on your mortgage. Unsecured home improvement offers a typical flat rate of interest 12-14%. But a little bit of research will get you an unsecured home improvement loan for 10%. A secured home improvement loan indisputably attracts lower rate of interest. APR of a secured loan is around 7%. You can borrow anything from £ 5,000 to £ 75,000 for home improvement. The repayment term can be extended from 5 years to 25 years depending on the loan amount, your available income and the amount of equity in the property.

In the contemporary context, one of the ingenious thing one can do with a home’s equity is to put it right back into the home. Home improvement is besides providing you with the much needed changes, increases the equity of your home. There has been a rise in home improvement loans in the past decade. If the property cannot be sold then home improvement is the answer. Home improvement is remarkable if your primary motive is to raise large amounts. But not every home improvement will improve the resale value of your home. So it is recommended that you stick to those home improvement plans that give you the maximum returns. It is important to remember that over enthusiasm with improvement won’t lead to any gain. It is difficult to recover investment in a home that is already more valuable than those in the neighbourhood. And keep your whimsical tastes to respite for there might not be many mainstream homebuyers for them.

Home improvement loan might seem like an unreal thing for many homeowners. But the newer more sophisticated home improvement loan options are very easy to adjust to. They are designed to keeping in mind the conditions and status of every homeowner. The ever expanding mortgage market gives you an opportunity to apply for a mortgage for home improvements and that too in the most uncomplicated manner. More and more homeowners are administering for remortgage to raise capital for home improvements. By completely remortgaging the consolidated loan, the entire mortgage market is assailable to the loan borrower. If you care enough to shop around then you can find a very reasonable and cheap mortgage loan for home improvement.

Home improvement loans are a package that includes any kind of meliorations that you can think of. It is your home and you have every right to improve it the way you want to. Contrary to accepted conviction home improvements are vital and absolutely necessary. Why home improvement? If that is what people ask when you suggest it then they probably don’t know what is the meaning of comfortable living is. Home improvements improve the quality of life. We work hard and save money to buy personal satisfaction and comfort. If the house that we have build does not provide the relief then perhaps home improvement is what you need.

About The Author

Amanda Thompson holds a Bachelor’s degree in Commerce from CPIT and has completed her master’s in Business Administration from IGNOU. She is as cautious about her finances as any person reading this is. She works for the personal loan web site http://www.chanceforloans.co.uk. To find a Secured or unsecured loan that best suits your needs visit http://www.chanceforloans.co.uk.

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